Because we specialize in non-conforming Jumbo and Super Jumbo mortgages, we are able to address any home financing need you may have. We also offer a variety of flexible structures and lending arrangements.

A jumbo loan is a loan higher than $417,000 in most counties, and in a few counties where property values are higher, a jumbo loan is over $625,000. Loans below these thresholds are considered conforming, while loans over $1.5 million are considered Super Jumbo Loans.

Interest-Only Payment Option

We offer a wide variety of Jumbo and Super Jumbo loans. A minimum qualifying credit score of 760 is required. Mortgage insurance is required. Interest-only payment options are available to manage your monthly cash flow or can be fully amortized. We offer 3, 5, 7, 10, and 15-year ARMs that convert to fixed rates at the end of the interest-only period.

40-Year Amortization

With large loan amounts, the difference between 30-year and 40-year amortization can be significant. Our 40-year options can lower your monthly payment and your debt-to-income ratio—something not achievable with a standard 30-year term.

Private Money Super Jumbo and Jumbo Loans

We offer hard money financing for high-value properties that don't meet traditional bank guidelines. In some cases, we can approve up to 70% loan-to-value. These loans are ideal for gap financing rather than long-term use, due to higher interest rates and short-term balloon terms.

15-Year and 30-Year Fixed Term Jumbo and Super Jumbo Loans

We offer extremely low rates on 15-year and 30-year fixed mortgages. Our process is fast, cost-effective, and backed by years of experience. Let us show you why we can't be beat.

Don't wait-call us today and let us show you why we are the best Jumbo Loan source in California. 866.998.9698